RBI Repo Hold 5.25% Third Time June 5: EMI Savings Rs 3,050/month on Rs 50L — What It Means for Kanakapura Home Buyers
RBI kept repo rate unchanged at 5.25% and maintained neutral stance June 5 — third consecutive time unchanged after cut in December — wait-and-watch approach citing West Asia war crude risk.
This is different from your July 24 blog that covered 125 bps cuts saving Rs 9.29L. This is hold story — stability after cuts.
After 125 bps cuts since Feb 2025, EMI savings of approximately Rs 3,050 per month on Rs 50 lakh home loan persists — your EMI not rising.